Tuesday, 21 May 2013

Breathing life back into your pensions!

FACT: In an economic climate of lower growth, plan charges take on greater significance.

Q: Are your old style pension plans being eaten away by old style draconian charges?

FACT: The risks you are prepared to take are as important as the rewards you hope to make

Q: Do you know if your pension funds are carrying too much downside risk? This is extremely important if you are closing in on retirement.

FACT: The retirement lifestyle you enjoy will only be as good as the income you generate.

Q: Do you know if your pension fund manager is restricting the growth of your retirement fund by consistently producing below-average investment returns?

FACT: The 5th May 2013 Sunday Times Money supplement carried this front-page lead:

“Pain for investors as funds shut down”

FACT: Managers of closed funds have no performance incentive to attract new investment.  

Q: Do you know if your pension plans are invested in one of the record 371 funds that were shut down over the last 12 months due to poor performance? Your pension funds could be unnecessarily losing thousands of pounds in value.

THE BIG QUESTION: If you hold a number of ‘frozen’ pension plans, how can you possibly hope to answer all these questions?

THE ANSWER: Let us help you answer these questions and provide you with simple, easy-to-understand solutions to increase your retirement income.

YOUR NEXT MOVE: Please contact our pension adviser Cliff Pocock (email cliff.pocock@wardwilliams.co.uk or call 01932 830664) to arrange a no cost, no obligation consultation for an initial analysis of your pension position.

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